CAR ACCIDENT?

CAR ACCIDENT?

CAR ACCIDENT? CAR ACCIDENT?

We are here to assist you with any questions you may have about diminished value or vehicle appraisals – please feel free to give us a call at your earliest convenience! Our team is ready to provide you with expert guidance and answer any inquiries you may have – don't hesitate to reach out to us for assistance! We are here to help!

Give us a call and we will guide you throughout the process.

Two parked cars, one orange and one white, are very close to each other, with their bumpers nearly touching, on near an outdoor setting.

Professional Evaluation

Providing detailed assessment

Our professional reports describe the vehicle's diminished value, helping you recover your loss after an accident.

A collage of various insurance company logos including USAA, Ravelers, Progressive, Allstate, State Farm, Amica, GEICO, and a woman smiling and holding a car key.

Thorough Inspection

Detailed examination

Our experts thoroughly review every detail and provide a comprehensive evaluation to support your claim.

An infographic comparing a white BMW before and after an accident, showing a decline in value from $49,000 to $40,000; highlighting the diminished value of $9,000 and a contact number for insurance claims.

Expert Consultation

Professional guidance

Our consultations provide valuable insights and guidance, ensuring you understand your vehicle's diminished value and appraisal process.

Close-up of a sleek, modern black electronic device with rounded edges.

“

At Delta Diminished Value and Appraisal Center, we recognize how a car accident can reduce your vehicle’s market value. Our professionally prepared diminished value reports document the loss caused by the incident and provide the evidence insurers, attorneys, and courts need to pursue fair compensation. Rely on our expertise to accurately assess your vehicle’s pre- and post-accident value and help you recover the compensation you deserve.

— Delta Diminished Value and Appraisal Center

WHEN AN INSURANCE COMPANY DEEMES A VEHICLE TOTAL LOSS?

What “total loss” means

  • A vehicle is declared a total loss when the insurer determines the cost to repair the vehicle is more than 60 t0 70% threshold of the vehicle value. for example: if the vehicle market value is $20,000 and the repair cost is closed to $14,000 then insurance company declared a total loss.

  • most insurance company used a vendor to get the ACV ( Actual Cash Value) and then represent the offer to the vehicle owner.

  • once insurance company get the valuation together, then send two different offer,

  • 1) is basically the Actual Cash Value plus tax and title fee and minus ( applicable deductible)

  • 2) retain the ownership which you have to apply for Salvage Title ( we can explain step by step)

  • if you are at fault and insurance company deemed your vehicle as a Total loss, in some state you have a Right Of Appraisal Clause in your policy, which means you can hire an independent appraiser and your insurance will hire their own appraiser to work to gather and increase the ACV.

  • If you are not at fault and the at fault insurance company totaled out your vehicle and you think the offer value is to low, we can review it and if there is a room to increase it we will guide you step by step.

    Delta Diminished Value and Appraisal Center provides professional diminished value reports to vehicle owners involved in accidents, helping them recover the loss in market value their vehicle suffered after collision repairs. Our reports

LET US HELP YOU WITH YOUR DIMINISHED VALUE report or your total loss valuation